The Bendigo SmartStart product forms part of the Bendigo Superannuation Plan ABN 57 526 653 420, which is issued by Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst). Sandhurst is a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879, each of these companies receive remuneration on the issue of the product or service they provide. The information on this website is provided by Sandhurst and contains general advice only. Please consider your situation and read the relevant Product Disclosure Statement available on this website before making an investment decision.

Sandhurst has appointed IOOF Service Co Pty Ltd (Service Co) ABN 99 074 572 919, an Authorised Representative of IOOF Investment Services Ltd (IISL) ABN 80 007 350 405 AFSL 230703, as the administrator of these products. Service Co and IISL are members of the IOOF group (comprising IOOF Holdings Ltd ABN 49 100 103 722 and its subsidiaries). This website is owned and operated by Service Co. Service Co is not responsible for the content of any other site linked or accessed via this website Links to the other sites are provided for convenience only and do not represent any endorsement by Service Co of the products or services offered by the site owner and no judgement or warranty is made by Service Co concerning the suitability, accuracy or timeliness of the content of any site that may be linked. Service Co has made every effort to ensure that the information presented in this Website is free from errors or omissions and is suitable for your intended use, however, Service Co does not warrant the accuracy, adequacy or completeness of any material on this Website. Information can change without notice and Service Co will endeavour to update this Website as soon as practicable after changes.

The investment products described in this Website are available only to Australian residents. All references to dollars are to Australian dollars. Service Co will not be liable for any loss or damage of any kind whatsoever arising in connection with the contents of this Website or any related information.

Sandhurst and the IOOF group own copyright in the information contained in this Website. Information may be printed and downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without the express approval of Service Co.

Service Co is not the issuer of any of the disclosure documents for the funds listed on this website and therefore does not warrant the accuracy of the information contained in, or the compliance with any applicable laws, in relation to those documents. Service Co is not promoting or inviting applications under these disclosure documents and potential investors should obtain investment advice before making any decisions and satisfy themselves that all information required by law to be given to them has been provided.