The Bendigo SmartOptions and Bendigo SmartStart product ranges form part of the Bendigo Superannuation Plan ABN 57 526 653 420, which is issued by Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst). Sandhurst is a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879, each of these companies receive remuneration on the issue of the product or service they provide. The information on this website is provided by Sandhurst and contains general advice only. Please consider your situation and read the relevant Product Disclosure Statement available on this website before making an investment decision.

Sandhurst has appointed IOOF Investment Management Limited (IIML) ABN 53 006 695 021 as the administrator of these products. This website is owned and operated by IIML. IIML shall not be responsible for any content of any other site accessed via this website; that information is the responsibility of the site owner and IIML has no content over it. Links to the other sites are provided for convenience only and do not represent any endorsement by IIML of the products or services offered by the site owner. IIML has made every effort to ensure that the information presented in this Website is free from errors or omissions and is suitable for your intended use, however, IIML does not warrant the accuracy, adequacy or completeness of any material on this Website. Information can change without notice and IIML will endeavour to update this Website as soon as practicable after changes. 

The investment products described in this Website are available only to Australian residents. All references to dollars are to Australian dollars.
IIML will not be liable for any loss or damage of any kind whatsoever arising in connection with the contents of this Website or any related information. 

IIML owns copyright in the information contained in this Website. Information may be printed and downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without the express approval of IIML.

It is important that you read and agree to the following terms and conditions before access can be made available to you. IIML is not the issuer of any of the disclosure documents for the funds listed on this website. IIML does not warrant the accuracy of the information contained in, or the compliance with any applicable laws, in relation to those documents. The disclosure documents contained in this website are provided for information only. IIML is not promoting or inviting applications under these disclosure documents. Investors should obtain investment advice before making any decisions and satisfy themselves that all information required by law to be given to them has been provided.